What expenses can I deduct as a creator?

Equipment (computer, camera), software, hosting, training, workspace (proportional), advertising, professional services, and related supplies.

How much do I pay for Social Security?

Since 2023, the fee depends on your actual income. It ranges from €230/month for low income to €500+/month for high earners.

Can I invoice without being self-employed?

Legally, no. If the activity is regular, you must register. There are exceptions for very sporadic income, but consult an advisor.

Creator Tax Calculator for Spain | Crealo | Crealo

⚠️ This calculator is for guidance only. Consult a tax advisor for your specific situation.

Yearly gross revenue

Yearly deductible expenses

VAT rate (%)

IRPF withholding on invoices (%)

Monthly net income

€1.620

Yearly net income

€19.435

Taxable income

€32.000

Total tax burden

48.2%

Tax breakdown

IRPF

€7.766

24.3% effective rate

Social Security

€4.800

€400/month

IVA to pay

€6.720

21% - deductible

IRPF Withholdings

€6.000

withheld by clients

IRPF Tax Brackets (2026)

Income range	Rate
€0 - €12,450	19%
€12,450 - €20,200	24%
€20,200 - €35,200	30%
€35,200 - €60,000	37%
€60,000 - €300,000	45%
€300,000 - +	47%

Frequently asked questions

What expenses can I deduct as a creator?: Equipment (computer, camera), software, hosting, training, workspace (proportional), advertising, professional services, and related supplies.
How much do I pay for Social Security?: Since 2023, the fee depends on your actual income. It ranges from €230/month for low income to €500+/month for high earners.
Can I invoice without being self-employed?: Legally, no. If the activity is regular, you must register. There are exceptions for very sporadic income, but consult an advisor.

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